What do you think of when you think of American Express? Do you think of a card only for the wealthy? Or maybe a credit card out of reach for the common person? Actually, American Express offers credit cards for just about everybody.
With American Express Feeling Blue is a Good Thing
For those out there who don’t want to pay annual fees and like cash back rewards, American Express has a card for you. It’s called Blue. Blue offers these features:
- No annual fee
- Cash back on most purchases
- Online purchase protection
Blue is a very accessible American Express credit card. It shatters the illusion some people might have that American Express is only for the wealthy. This card is for people who like to get rewards but hate annual fees. And it is a credit card, so you can pay it off over time.
As you can see, American Express has many cards to choose from. These cards all have their own features. Some of them even offer a balance transfer option when you first apply. And with the American Express credit card, you can get additional cards on the same account—perfect for your boyfriend (if you trust him). See Cheating Boyfriend.
It's easy to see why so many people enjoy the benefits an American Express Credit Card offers. It offers something for everyone’s taste. Whether you are looking for a good reward programcredit card, a gold card, a smart credit card, or a charge card, American Express has many cards to choose from. The one you choose will be up to you. Use the tips to spend wisely and get your finances in shape...
- Optimise your credit card balances. The puffta marketplace has a range of deals on 0% APR credit card balance transfers. Take advantage of them over the summer holidays!
- If you are planning to take out a loan, first check your credit score for an indication of your current credit health and to make sure you are in good shape to apply for the best deals. You can do this at www.creditexpert.co.uk, then apply for your loan. Get Quotes.
- As you shop, don’t forget to frequently check how much you’ve spent. It’s all too easy to keep handing over your credit card.
- If you are consolidating your borrowing, make sure you shop around for the best deals – remember that lenders may also have sales in January. Keep an eye on the marketplace for the latest rates.
- Remember to close down any credit accounts that are paid up, but you no longer use, as this can affect your credit score.
- And finally, if you are already struggling to meet your commitments, don’t ignore the situation – talk to your lenders who will be able to help you with a budget plan. Alternatively contact any of the following organisations who can provide free practical advice and support:
Citizens Advice Bureau
www.adviceguide.org.uk
National Debtline
www.nationaldebtline.co.uk
Tel 0808 808 400
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